Terms of Use

Effective date: January 1, 2026

1. Acceptance

By accessing Calcora you agree to these Terms of Use. If you do not agree, do not use the site.

2. Educational use only

All calculators and articles on this site are for educational and informational purposes only. They are not professional tax, legal, accounting, or financial advice. Use of any output for actual financial decisions is at your own risk.

3. No warranties

We make commercially reasonable efforts to keep tax data accurate and up to date, but we provide all content on an "as is" basis without warranties of any kind, express or implied.

4. Limitation of liability

To the maximum extent permitted by law, Calcora and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from use of this site or its calculators.

5. Intellectual property

All site content — including text, calculator logic, design, and graphics — is the property of Calcora unless otherwise indicated and may not be reproduced commercially without written permission.

6. Third-party links

We link to third-party websites (IRS, state revenue agencies, financial institutions). We are not responsible for the content, accuracy, or practices of those sites.

7. Changes

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance.

8. Governing law

These Terms are governed by the laws of the United States. Any dispute will be resolved in courts located in the United States.

9. Contact

Questions: legal@getcalcora.org.